Privacy Policy

Money Journal AI ("we," "us," or "our") operates the website at smartfinanceai.me. We publish AI-powered financial education content. This policy applies to information we collect through our website.

We collect information in three ways:

• Information you give us. When you subscribe to our newsletter or contact us, we collect your email address and any message you send.
• Information collected automatically. Like most websites, we log basic technical data such as your browser type, device, approximate location, referring pages, and how you interact with our content.
• Cookies and similar technologies. We use cookies to remember your preferences (such as light or dark mode) and to measure traffic.

• To send the newsletter you signed up for and to respond to your messages.
• To understand which articles are helpful so we can improve our content.
• To keep the site secure and to prevent abuse.
• To comply with legal obligations.

We never sell your personal information.

We use privacy-conscious analytics (such as Google Analytics) to see aggregate trends, like how many people read a given article. These tools may set cookies and collect usage data. You can opt out of Google Analytics using Google's browser add-on.

We may display ads through third-party networks such as Google AdSense. These partners may use cookies to show ads based on your prior visits to this and other websites. You can manage personalized advertising through Google's Ads Settings or via aboutads.info.

Our newsletter is handled by Resend. When you subscribe, your email is stored so we can send you updates. Every email includes a one-click unsubscribe link, and you can opt out at any time.

Depending on where you live, you may have the right to access, correct, or delete the personal data we hold about you, and to object to certain processing. To exercise these rights, email us at support@smartfinanceai.me and we'll respond within a reasonable timeframe.

We keep your information only as long as needed for the purposes described here, and we use reasonable safeguards to protect it. No method of transmission over the internet is perfectly secure, so we can't guarantee absolute security.

Our site is not directed to children under 13, and we do not knowingly collect personal information from them.

We may update this policy from time to time. When we do, we'll revise the "Last updated" date at the top of this page.